Advisors

Rick Maciesza

Rick Maciesza

Dev Kudsia

Dev (Dave) Kudsia

Walter Artuso

Walter Artuso

Saeed Ally

Saeed Ally

Keith Doherty

Keith Doherty

Dan Allen

Dan Allen

Steve Maciesza

Steve Maciesza

Support Staff

Barb Bulger

Barb Bulger

Dale Brettle

Dale Brettle

Mikayla Schraeder

Mikayla Schraeder

Linda Artuso

Linda Artuso

Heather Clayton

Heather Clayton

Katrina Musselman

Katrina Musselman

RICK MACIESZA
CIM
Senior Financial Advisor
Manulife Securities Investment Services Inc.

Rick has been a serious investor for more than 20 years and has found that creating multiple streams of income is key to wealth building. A large part of Rick's success can be attributed to his friendly and personable nature and infectious smile.

Rick established The Heritage Group in 2003 in Guelph, a city which holds a special place in his heart, and has since expanded with offices in Bayfield and London.

Rick has been married to his beautiful wife Zonya for more than 28 years. Together they've raised three grown children and have recently been blessed with grandchildren. Rick has never been happier.

Rick is passionate about travel, family and even admits to being a Toronto Maple Leafs fan.

DEV (DAVE) KUDSIA
CFP, Hons. B.Comm.
Certified Financial Planner
Manulife Securities Incorporated

Dev's goal is to give honest and unbiased financial advice in a multi-disciplinary fashion to individuals, families and business owners. He believes in "getting rich slowly" through debt reduction, proper planning and intelligent investing. He collaborates with his clients to determine what best suits their unique situation.

Dev graduated from McMaster University in 2001 with an Honours Bachelor of Commerce degree. He has since received numerous designations and certifications, most notably Certified Financial Planner.

Before becoming a Certified Financial Planner, Dev spent 4 years selling pharmaceuticals for a major international firm. He grew up in Kitchener and was an avid athlete, participating in numerous sports including baseball with the Kitchener Panthers and McMaster Maurauders.

Dev currently lives in Kitchener with his wife, Kerri, and beautiful daughter, Ilana.

WALTER ARTUSO
CFP, CIM
Certified Financial Planner
Manulife Securities Incorporated

Walter prides himself on his professionalism and enjoys working with families and business owners to understand their current situation, family dynamics and future goals to develop the most appropriate financial strategy.

Walter is extremely passionate about investing and helping people realize personal and financial success. He has more than 20 years of investment experience, and numerous designations, most notably Certified Financial Planner and Certified Investment Manager. He is constantly monitoring the financial markets searching for investment opportunities. As in life, in the end it is all about balance.

Walter and his wife Linda live in Guelph with their two boys, Max and Simon. He is a family man at heart (Bruce Springsteen and Montreal Canadians fan) and is proud to be a co-founder of The Heritage Group.

SAEED ALLY
CFP, Hons. B.Sc.
Certified Financial Planner
Manulife Securities Incorporated

Navigating the world of personal finances can often seem like trekking through a jungle in the middle of the night without a compass. With competing priorities of paying off debt versus investing, plus countless investment and insurance options, having a guide who possesses the knowledge to help determine the best path for you is invaluable. Saeed's clients enjoy that he takes the time to get to know them, their financial goals and answers their questions about wealth building. He firmly believes in an educated and informed approach to making financial decisions.

Born and raised on a farm in Puslinch just outside of Guelph, Saeed has learned that discipline and dedication are needed to reap great rewards.

Saeed graduated from McMaster University in 2003 with an Honours degree in Psychology, and completed his Certified Financial Planner designation in 2009. Providing both insurance and securities, Saeed specializes in building creative and comprehensive financial plans for professionals and business owners that encompasses multiple facets of their personal and business finances all in one place.

Saeed currently lives in Toronto with his wife Shaneeza who is pursuing graduate studies and working for a not-for-profit youth organization.

KEITH DOHERTY
PFP, Hons. B.A.
Investment Advisor
Manulife Securities Incorporated

Keith's silver hair and relaxed personality attest to the old adage. "Don't worry, O.K. worry, just don't jump off the bridge!"

Keith has worked in the financial services industry for 30 years as a bank manager and as an investment advisor with CIBC Wood Gundy and Macquarie Private Wealth. The years have taught Keith the importance of not overpaying and the power of a rational, properly diversified portfolio structure. Clear communication, a realistic plan and achievable goals are essential for achieving long-term financial and quality-of-life goals.

Keith actually loves to listen, to understand the individual dynamics that drive each of us. He believes you should deal with someone with whom you can have an honest, relaxed conversation. That is the way ideas are shared and advice absorbed.

Keith and the love of his life, Gwen, live on the shores of Lake Huron in the lovely village of Port Albert, enjoying their five daughters and four grandchildren. Keith spends three days a week in our Bayfield office and two days a week in the Guelph office. Quality of life has become paramount as he guides his clients to and through their retirement years.

DAN ALLEN
CFP, MFA, EPC
Financial Advisor
Manulife Securities Incorporated

Dan has been in the financial services industry for over 30 years in both account management and leadership roles. He holds a number of designations including Certified Financial Planner, Elder Planning Counsellor and most recently he achieved the prestigious Master Financial Advisor designation specializing in retirement income planning. He enjoys helping families and business owners create and protect their wealth for the people and causes most important to them.

Dan and his wife Marjorie live in Fergus where he devotes much of his time to his community in both fundraising and volunteering capacities. You will regularly see him helping the local service clubs and coaching at the community Sportsplex and networking through the Chamber of Commerce. Dan is past Vice-Chair of the Centre Wellington Community Foundation.


STEVE MACIESZA
Financial Advisor
Manulife Securities Investment Services Inc.

Steve has been in the financial services industry for many years and has helped his clients with financial matters such as debt consolidation, banking related services and freeing up cash flow for other investment and insurance opportunities.

Steve is an independent financial advisor who works with dozens of different companies providing a wide range of investment and insurance options. Steve will work with you to find the right solution that suits your specific needs to ensure you are reaching your individual financial goals.

Steve enjoys traveling, photography and always has the latest electronic gadget. He has also recently taken up the game of golf and has been spending his free time at the driving range.

BARB BULGER
Office Manager, The Heritage Group Private Financial Services Inc.
Client Services Coordinator, Manulife Securities Investment Services Inc.

Barb's main responsibility is to ensure the office is running smoothly and client needs are met on a day-to-day basis. Her positive attitude and personable nature ensure every interaction with Barb is pleasant.

Barb holds a double major in Economics and Business from the University of Guelph and has worked in management positions in a variety of organizations over the years.

Barb has been with Rick since the companys inception in 2003 and has been a staple to the success of The Heritage Group.

Barb lives in Guelph and is married to Brian with two active teenage sons, Lucas and Elliot. Barb is an avid gardener, runner and volunteer both with her church and community.

DALE BRETTLE
Investment Coordinator, The Heritage Group Private Financial Services Inc.
Administrative Assistant, Manulife Securities Investment Services Inc.

Dale is responsible for managing the daily investment needs at The Heritage Group where she executes trades and manages portfolio details with precision and speed. She has been in the financial services industry for over 20 years and brings that experience, as well as her flair for multi-tasking with a smile to The Heritage Group.

Dale's balanced approach helps her successfully manage investment logistics between both the Guelph and Bayfield offices. She will ensure that you are up-to-date on anything that is required to manage your accounts successfully.

Dale is married to Kevin and has two grown children, daughter Dylan and son Ryley. She strives to maintain a well-balanced life and her interests outside of work include travel, sports, the outdoors, health and fitness.

MIKAYLA SCHRAEDER
Bayfield Investment Coordinator, The Heritage Group Private Financial
Services Inc.
Service Assistant, Manulife Securities Investment Services Inc.

Mikayla has diplomas in office administration and early childhood education and has been with The Heritage Group for four years. She keeps things moving along so our clients don't have to wait.

Mikayla assists our Financial Advisors with a range of tasks, including trades and new accounts. Mikayla is also Dale's back up, when necessary.

Managing a busy environment is a skill that she enlists both at the office and at home. Mikayla is married to Adam, has a busy young family, and two golden retrievers. In her spare time, she plays the guitar and enjoys watching movies and exercising.

LINDA ARTUSO
Business Manager, The Heritage Group Private Financial Services Inc.
Executive Assistant, Manulife Securities Incorporated

With Linda, what you see is what you get - no hidden agenda and no smoke and mirrors.

During her 12 years of project management experience in Pharmaceutical Advertising, where she was involved with product launches and development of branded materials, Linda's main focus was to ensure time-sensitive marketing initiatives were delivered on time and on budget. Her sense of urgency and attention to detail are admittedly the traits that guaranteed her success and gained the respect of her colleagues and clients.

Linda earned a Bachelor of Science degree from the University of Guelph, planted roots here with her husband Walter and has become part of "the family". Linda Pevero (little pepper) Artuso is always running, literally and figuratively, so helping run The Heritage Group seemed like a natural fit.

HEATHER CLAYTON
Investment Coordinator, The Heritage Group Private Financial Services Inc.
Administrative Assistant, Manulife Securities Incorporated

Heather graduated from the University of Guelph with a B.A.Sc. and spent many years in the licensed child care field before changing careers.

Heather started in the financial services business with Dan Allen Financial Inc. and when Dan joined The Heritage Group in 2011, she followed suit.

With over 15 years administrative experience, Heather is able to assist you with your investment, banking and insurance needs.

Heather is married to John and has a teenage son and daughter. She enjoys reading and scrapbooking but spends most of her free time watching her children's hockey & lacrosse games.

KATRINA MUSSELMAN
Administrative Assistant, The Heritage Group Private Financial Services Inc.
Service Assistant, Manulife Securities Incorporated

Although Katrina is new to the Financial Services industry, joining The Heritage Group in January 2013, she gained invaluable experience through her three years of bookkeeping while attending college.

Katrina obtained a diploma in Business from Conestoga College where she graduated on the President’s Honour List.

Katrina assists our Financial Advisors with a variety of tasks and is an integral part of our team, ensuring efficient and accurate service for our clients.

Katrina enjoys going for leisurely walks, playing guitar, and watching T.V. During the summer months she spends a lot of time in Guelph on the fields playing Ultimate Frisbee.