OUR ADVISORS

 OUR PEOPLE 

Rick Maciesza - Senior Financial Advisor

Rick has been a serious investor for more than 30 years and has found that creating multiple streams of income is key to wealth building. A large part of Rick’s success can be attributed to his friendly and personable nature and infectious smile. He established The Heritage Group in 2003 in Guelph, a city which holds a special place in his heart.

 

Rick has been married to his beautiful wife Zonya for more than 28 years. Together they’ve raised three grown children and have recently been blessed with grandchildren. Rick has never been happier. He is passionate about travel, family and even admits to being a Toronto Maple Leafs fan.

Walter Artuso - Certified Financial Planner

Walter prides himself on his professionalism and enjoys working with families and business owners to understand their current situation, family dynamics and future goals to develop the most appropriate financial strategy.

 

Walter is extremely passionate about investing and helping people realize personal and financial success. He has more than 20 years of investment experience, and numerous designations, most notably Certified Financial Planner and Certified Investment Manager. He is constantly monitoring the financial markets searching for investment opportunities. As in life, in the end it is all about balance.

 

Walter and his wife Linda live in Guelph with their two boys, Max and Simon. He is a family man at heart (Bruce Springsteen and Montreal Canadian fan) and is proud to be a co-founder of The Heritage Group.

Keith Doherty - Investment Advisor

Keith’s silver hair and relaxed personality attest to the old adage, “Don’t worry, OK, worry, just don’t jump off the bridge!”

Keith has worked in the financial services industry for over 30 years as a bank manager and as an investment advisor with CIBC Wood Gundy and Macquarie Private Wealth. The years have taught Keith the importance of not overpaying and the power of a rational, properly diversified portfolio structure. Clear communication, a realistic plan and achievable goals are essential for achieving long-term financial and quality-of-life goals.

As an Investment Advisor with The Heritage Group, Keith loves to listen as it helps him to understand the individual dynamics that drive each of us. Keith used to be life insurance licensed but decided to no longer conduct this side of the business as he wanted to focus on helping his clients invest for the future. Keith believes you should deal with someone with whom you can have an honest, relaxed conversation. That is the way ideas are shared and advice absorbed.

Keith and the love of his life, Gwen, live on the shores of Lake Huron in the lovely village of Port Albert, enjoying their five daughters and seven grandchildren. Quality of life has become paramount as Keith guides his clients to and through their retirement years.

Dave Kudsia - Certified Financial Planner

Dave’s goal is to give honest and unbiased advice in a multi-disciplinary fashion to individuals, families and business owners. He believes in “getting rich slowly” through debt reduction, proper planning and intelligent investing. He collaborates with his clients to determine what best suits their unique situation.

Dave works closely with Steve Derzaj to ensure the highest quality service for his clients.

 

Dave graduated from McMaster University in 2001 with an Honours Bachelor of Commerce degree. Since graduating from McMaster University, Dave went on to earn his designation as a Certified Financial Planner in 2010.

 

Before becoming a Certified Financial Planner, Dave spent four years selling pharmaceuticals for a major international firm. He grew up in Kitchener and was an avid athlete, participating in numerous sports including baseball with the Kitchener Panthers and McMaster Maurauders.

 

Dave currently lives in Kitchener with his wife, Kerri, and three beautiful children, Ilana, Emery and Christian.

 

For more information on Dave, visit his website: http://davekudsia.com

Stephen Derzaj - Financial Advisor

Stephen focuses on working with clients to create thoughtful, long-term personalized plans in addition to overseeing the portfolio design.

 

Stephen is an independent Financial Advisor & Chartered Investment Manager (CIM) & has spent the past 10 years working with busy professionals, business owners & their families. He is a graduate from the University of Waterloo with a Bachelor of Art degree in Psychology.

 

In his free time, Stephen enjoys staying active by biking, hiking and playing basketball & donates his time coaching basketball in Guelph. Stephen is married with a son, age 13 & daughter age 10. 

Steve Maciesza - Financial Advisor

Steve has been in the financial services industry for many years and has helped his clients with financial matters such as debt consolidation, banking related services and freeing up cash flow for other investment and insurance opportunities. 

 

Steve is an independent financial advisor who works with dozens of different companies providing a wide range of investment and insurance options. Steve will work with you to find the right solution that suits your specific needs to ensure you are reaching your individual financial goals.

 

Steve enjoys traveling, photography and always has the latest electronic gadget. He has also recently taken up the game of golf and has been spending his free time at the driving range.

Saeed Ally - Certified Financial Planner

Navigating the world of personal finances can often seem like trekking through a jungle in the middle of the night without a compass. With competing priorities of paying off debt versus investing, plus countless investment and insurance options, having a guide who possesses the knowledge to help determine the best path for you is invaluable. Saeed’s clients enjoy that he takes the time to get to know them, their financial goals and answers their questions about wealth building. He firmly believes in an educated and informed approach to making financial decisions.

 

Born and raised on a farm in Puslinch just outside of Guelph, Saeed has learned that discipline and dedication are needed to reap great rewards.

 

Saeed graduated from McMaster University in 2003 with an Honours degree in Psychology, and completed his Certified Financial Planner designation in 2009. Providing both insurance and securities, Saeed specializes in building creative and comprehensive financial plans for professionals and business owners that encompasses multiple facets of their personal and business finances all in one place.

 

Saeed currently lives in Toronto with his wife, Shaneeza, his daughter and son.

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OUR SUPPORTING STAFF

Dale Brettle - Investment Coordinator

Dale is responsible for managing the daily investment needs at the Heritage Group where she executes trades and manages portfolio details with precision and speed. She has been in the financial services industry for forty years and brings that experience, as well as her flair for multi-tasking with a smile to The Heritage Group.

Dale’s balanced approach helps her successfully manage investment logistics at The Heritage Group. She will ensure that you are up-to-date on anything that is required to manage your account successfully.

Dale is married to Kevin and has two grown children, daughter Dylan and son Ryley, and two grandsons, Rowan and Griffin. She strives to maintain a well-balanced life and her interest outside of work include travel, sports the outdoors and health and fitness.  

Michelle Lea - Marketing Assistant

Michelle brings a wide-range of expertise to The Heritage Group team. Michelle graduated with a BA in Sociology from the University of New Brunswick in 2005 and from there moved to Calgary where she enjoyed working for eight years as a Communications Advisor for various publicly-traded companies. Michelle moved from Calgary to Kitchener in 2013 and started her own boutique communications business, servicing local businesses. In 2016, an opportunity opened up for Michelle to join The Heritage Group and she jumped at the opportunity.

Michelle assists our Financial Advisors with a variety of tasks and is an integral part of our time, ensuring efficient and accurate service for our clients. 

 

Michelle lives in Kitchener with her husband, Ryan and two children, Macgregor and Claudia. They enjoy taking advantage of their close proximity to Chicopee Ski Hill in the winter months and can be found and heard cheering on the Blue Jays during the summer (and fall).   

Linda Artuso - Business Manager

With Linda what you see is what you get – no hidden agenda and no smoke and mirrors.

 

During her 12 years of project management experience in Pharmaceutical Advertising, where she was involved with product launches and development of branded materials, Linda’s main focus was to ensure time-sensitive marketing initiatives were delivered on time and on budget. Her sense of urgency and attention to detail are admittedly the traits that guaranteed her success and gained the respect of her colleagues and clients.

 

Linda earned a Bachelor of Science degree from the University of Guelph, planted roots here with her husband Walter and has become part of “the family”. Linda Pevero (little pepper) Artuso is always running, literally and figuratively, so helping run The Heritage Group seemed like a natural fit.

Teressa Bailie-Forde - Marketing Assistant

Teressa works closely with Stephen Derzaj and Dave Kudsia as the first point of contact for clients and manages all account paperwork for the team. With a lengthy background in sales and marketing, Teressa is in her element when it comes to building and strengthening client relationships. Teressa brings to the team an incomparable level of client service and attention to detail. Her positive attitude and personable nature ensures that every interaction with her is pleasant.

 

After moving to Kitchener in late 2016, Teressa was excited to shift her career to the financial industry and  has been loving all the new challenges that are brought her way. 

 

Teressa lives in Kitchener with her husband Kevin and two beautiful children, Elijah and Nyla. Teressa’s family has a love for new adventures and all things animals.

Mikayla Schraeder - Investment Coordinator

Mikayla has diplomas in office administration and early childhood education and has been with The Heritage Group for almost ten years. She keeps things moving along so our clients don’t have to wait.

Mikayla assists our Financial Advisors with a range of tasks including trades and new accounts. Mikayla is Dale’s back up, when necessary.

Managing a busy environment is a skill that Mikayla enlists both at the office and at home. Mikayla is married to Adam, has a busy young family. In her spare time, she plays the guitar and enjoys watching movies and exercising.

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Copyright © 2017 All Rights Reserved.
The Heritage Group Private Financial Services Inc.

 

MAIN OFFICE

4 - 45 Speedvale Ave. E.
Guelph, ON
N1H 1J2

 

Tel: 519-822-3887
Toll-Free: 1-866-476-3296

Fax: 1-866-742-1933
Email: info@theheritagegroup.ca